1.  Copy of Survey and C of O (should accompany the contract)

2.  Contract of Sale

3.  Copy of Survey

4.  Financial Information:

     a)  If Salaried, 2 years W-2’s and most current pay stubs for one month.  If not salaried, 2 years tax returns (including corporate if applicable).

     b)  Most current 3 months bank / brokerage statements  (all pages) for all personal accounts that you have.

5.  If you own property / or rent:

     a)  Copy of your current mortgage bill showing escrows for taxes and insurance.  If no mortgage, then a copy of the tax bill showing annual taxes and insurance bills showing annual premium.

     b)  If property is a condo / co-op, proof that maintenance is paid on time.

     c)  If you are a tenant / rent: 12 months canceled checks or a letter from the land lord / management showing that rent is paid on time. 

     d)  Rental Properties: we need a copy of the lease agreement.

6.  Application Fee:  $493.00 check made payable to Hamptons Mortgage Corp. ($275= Appraisal + $18=Credit + $200=Application)

7.  Misc:

     a)  Letter explaining or proof of discharge for any and all derogatory credit terms